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Buy a The Cheesecake Factory gift card with XRP

Pay for a The Cheesecake Factory gift card with XRP and spend it on food orders, deliveries and restaurant bills. Because the XRP Ledger settles in seconds and the fee is effectively zero regardless of the amount, XRP is one of the more practical ways to settle an order here. We confirm at ledger closes every 3–5 seconds, network cost is a fraction of a cent, and the code is emailed automatically the moment the payment confirms — usually within minutes. Every card sells at 8% off its value (4% off e-money).

Choose a value and pay with XRP →

The Cheesecake Factory card prices when paying with XRP

You always pay the USD price shown. The exact XRP amount is shown by the payment page at the live rate and locked for 30 minutes once you reach checkout.

Card value	Discount	You save	You pay (USD)
$10.00	8%	$0.80	$9.20
$20.00	8%	$1.60	$18.40
$25.00	8%	$2.00	$23.00
$40.00	8%	$3.20	$36.80
$50.00	8%	$4.00	$46.00
$75.00	8%	$6.00	$69.00
$100.00	8%	$8.00	$92.00
$150.00	8%	$12.00	$138.00

Paying with XRP, step by step

Choose your The Cheesecake Factory region and card value on the brand page, then add it to your cart.

At checkout select XRP. It settles on XRP Ledger, so there is no network to choose.

We generate a payment address and an exact amount for this order only. The quoted rate is held for the payment window shown on screen.

Send the exact amount from your wallet or exchange. Network cost is a fraction of a cent and is paid by you on top of the order total.

We wait for ledger closes every 3–5 seconds, then release the code automatically to your delivery email. It is also saved permanently under My Purchases.

Confirmation

ledger closes every 3–5 seconds

Network cost

a fraction of a cent. Paid to the network, not to us.

Networks we accept

XRP Ledger.

Discount on this card

8% off the card value, already in the price above (8% on every card, 4% on e-money). Minimum card value $5, only while in stock.

Before you send XRP

XRP payments to exchange-hosted addresses need a destination tag. The address we generate for your order is dedicated to that order, so no tag is required — but if your wallet insists on one, leave it blank rather than inventing a value.

Redeeming your The Cheesecake Factory code

Use it at checkout:

Open the The Cheesecake Factory app or website and sign in.

Add the gift card in the payment or wallet section, or at checkout.

Enter the card number and PIN if one is supplied.

Place an eligible order — any remaining value normally stays on the card or account.

Questions about paying with XRP

How long does a The Cheesecake Factory gift card take to arrive when I pay with XRP?

We release the code after ledger closes every 3–5 seconds. In normal network conditions the whole process — payment sent, confirmed, code emailed — usually finishes within minutes.

What network should I send XRP on?

XRP settles on XRP Ledger only. There is no network selection to make.

What does it cost to send XRP?

Network cost is a fraction of a cent. That is paid to the network, not to us — we add no processing fee, service charge or spread on top of the displayed price.

Is the The Cheesecake Factory card cheaper if I pay with XRP instead of another coin?

No. Every card sells at the same 8% off whichever coin you use. What changes between coins is how fast the order confirms and what the network charges you to send it.

What should I watch out for paying with XRP?

What happens if the XRP price moves while my payment is confirming?

The rate is locked for the payment window shown at checkout. If the payment lands after the window closes, the order is re-quoted at the current rate rather than failing, and any difference is credited or requested before delivery.

Other ways to pay for a The Cheesecake Factory card

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GiftSello is an independent reseller. The Cheesecake Factory is a trademark of its owner and does not endorse or sponsor this site. Cryptocurrency payments are irreversible — check the address and network before sending.